Autonomous vehicles and telematics are changing the course of car insurance. They introduce innovation and new forms of technology to the insurance market changing insurance trends by shifting responsibilities from the driver to the manufacturer but also enabling a personalized approach to pricing.

The use of autonomous vehicles will lead to a more efficient traffic management, significantly reducing traffic accidents, reducing road accident claims and improving the financial results of insurers. The car is evolving year by year into a computer with its own artificial intelligence. The car computer is also connected to other computers, resulting in the creation of new innovative products that change the data and create new trends in car insurance. Το βάρος της ευθύνης μετατοπίζεται από τον οδηγό στον κατασκευαστή ή στους κατασκευαστές διαφορετικών υπολογιστικών συσκευών ή εξαρτημάτων.